Please click ;-
Blog Comments In many cases Bank employees , whose close relatives are ULIP agents try to persuade Fixed Deposit customers to go for ULIPs instead , because of the fat commissions .
July 19, 2025
June 05, 2025
Chenab Railway Bridge Salute to AFCONS Infrastructure Ltd
Chenab Railway bridge is an engineering marvel ,built by the Indian company , AFCONS Infrastructure Ltd of the renowned Shapoorji Pallonji Mistry group.
Please click ;-
https://www.youtube.com/watch?v=-1jQ6qLDir8](https://www.youtube.com/watch?v=-1jQ6qLDir8)
May 22, 2025
Dassault Aviation ( Rafale makers) Shoot up and Chengdu ( J10 ) shares Dip
.Operation Sindoor's biggest beneficiaries - shareholders of Dassault Aviation , which is listed in European Stock Exchanges
Dassault Aviation shares. Listed on the European Stock Exchanges. Please click ;
Share price of Chinese Company Chengdu , makers of J10
May 08, 2025
Bahawalpur and I . Bahawalpuris Fire and Fury Pakoras
I remember my early childhood days in Rajpura Township , Punjab ,from 1962 to 1968 .
Rajpura Township had been established to accommodate migrants from Bahawalpur post Partition .The migrants worked hard very hard .
.Most of my childhood friends there spoke Punjabi with a heavy Bahawalpuri accent ,
For 1, 2 ,3 even I would say Hekk , Doo , Traa .
Bahawalpuri folks were very fond of red chillies
Kamal Kakri- Lotus Stem vegetable - ' Bheesa '
Pakoras of Rajpura
They would inject a paste of really hot red chillies in kamal kakris and deep fry these as Pakoras.
The resultant ' fire and fury ' stuff was greatly relished by many , especially , when taken with hard drinks.
One of my Mamajis , when ever he visited us , would ask for those Tej pakoras, as snacks with the liquor he brought with him .
April 22, 2025
Gold Prices Since 1921
In 1921 , Gold sold for Re 1 / 87 p per gramme
Today , it sells fore Rs 10,000 / gramme
Copy Paste the link ;-
CLICK + TO ENLARGE
Question : What is Life 's Golden Rule ?
Answer : He Who Owns Gold Makes the Rules.
March 23, 2025
Samadhis of Shaheed e Azam Bhagat Singh ,Sukhdev and Rajguru. 23 rd March -Martyrdom Day
n 1947 this land , across the river Sutlej , had come under Pakistan in 1947.
Pakistan kept them in a totally neglected state.
=======================
In
1947 , Hussainiwala, an enclave of 12 villages went to Pakistan. India
got a corresponding enclave of 12 villages linked to the Sulaimanki
Headworks.
----------
In
1961, Jawaharlal Nehru brokered an exchange deal and Great martyrs '
Samadi at Hussaainiwala came to India while Sulaimanki Headworks
villages went to Pakistan.
Work was started by India started on renovation of the memorial of the martyrs
February 28, 2025
Ganga and Taxes Lest We Forget
Lest we forget -19 th Century 's Great and Devout Donor For Haridwar Pilgrims .When I was young , I remember reading an old inscription ( near enclosed Zenana Ghats ) at the upstream end of Har ki Pauri , Haridwar.The inscription was about when in 19 th century authorities imposed a Pilgrim tax of One Anna on every pilgrim visiting the Holy city of Haridwar .This greatly upset a devout wealthy Hindu business man of that time. He vowed to undertake the responsibility on himself of paying the Pilgrim tax of all pilgrims and for all times to come .So , he paid a sum of Rs. One Lakh ( a princely sum then ) in return for a promise that never again would any tax be imposed on the Pilgrims visiting Haridwar.It seems the ever voracious tax collecting authorities ( not sparing even pilgrims and disregarding the solemn promise given to the great Donor ) deliberately first, shifted the inscription plate to a secluded place away from public gaze and then may have removed it altogether
Upper Ganga Canal
Please Save 170 Year Old Engineering Marvel ( Upper Ganges Canal ) Up to Roorkee
Convert Old Upper Ganges Canal ( Haridwar to Roorkee ) in to a National Heritage ( Museum )
Convert
the abandoned old section of the Upper Ganga ( Ganges )Canal ( from
Har-Ki - Pauri, Haridwar to Roorkee ) in to a sort of national heritage
museum- thinkers of Jalandhar discussed animatedly.
This section
,originally constructed around 1850 by the East India Company , was at
that time the biggest canal system ever undertaken. It was and still is
an engineering marvel It has aqueducts , super passages , massive
sluice gates , spillways etc. There are massive "lion statues "
guarding the canal , near Roorkee.
The
Solani aqueduct near Roorkee, apart from being an engineering marvel
has the distinction of having first ever Steam Engine ( before the
Bombay line ) actively operating in India to ferry massive amounts of
earth required for raising the level of the canal 's course.
But.
presently , this old section of the beautiful canal is in dis use and a
new canal course has been constructed parallel to the old canal. The
old canal is in a very pitiable condition. It is neglected and open to
vandalism.
It
should , immediately , be declared a 'National Heritage " and
suitably preserved. It can , also , be developed in to an attractive
tourist designation.
January 05, 2025
Why is Jammu railway station called Jammu Tawi ?
Jammu-Sialkot
Railway Line - Pre Independence Times Before Partition , Dera Baba Nanak
was a very important , Highway / Railway line ( with its Railway Cum
Road bridge over River Ravi ) linking Delhi /Amritsar / Jullundur routes
with another strategic town - Sialkot. From Sialkot the Highway split-
to Jammu and via Muzaffarabad ( Jhelum Road to Srinagar . The main
highway connecting Jammu and Srinagar ran through Sialkot and Muzzafarabad .
From Sialkot , a narrow gauge train ran ( Via Ranbir Singh Pura ) to Jammu
Old
Jammu station ( in a derelict condition ) stills exists on the Right
Bank of River Tawi. When , broad gauge railway line was built by India
to Jammu , the new Railway station ( on the Left Bank side of the River
Tawi ) was named Jammu Tawi . ( Jammu is on the banks of river Tawi )
December 27, 2024
Our deepest condolences
Our
deepest condolences to Dr Upinder Singh . my college class mate ,and
all the members of her family, on the passing away of her father, Dr
Manmohan Singh ji
December 24, 2024
MERRY CHRISTMAS
Moment of Great Pride
Memorable Moment of Great Pride
Dewan Brij Kumar IFS ( Maternal Uncle - Mamaji of the blog writer) and
Mrs. Pushpa ( Maternal Aunt -Mamiji) with the Pope. Dewan Brij Kumar
was India's Ambassador to the Vatican.
( Dewan Sahib went on to become India's First Consul General in Chicago and later India's High Commissioner to Maldives.
November 02, 2024
31 st October Birth Anniversary of Sardar Patel- Bismarck of India
Our Tributes and Gratitude
One
lesser known point of his contribution to India. India 's Lakshdweep
and Minicoy Islands located very very strategically in the Indian Ocean
are 100 % Muslim. When , in 1947 , India was being divided on communal
lines , Sardar Patel sent an Indian Naval ship to Lakshdweep which
raised the Indian Tricolor there. After a few days a Pakistani ship
arrived but had to return.
The greatness of
Sardar was that unlike Kashmir ( which is only Muslim MAJORITY ) that
Sardar Patel never let Lakshdweep ever become an Issue.-
Had
Sardar 's views prevailed there would not have been any Kashmir problem
and India would not have surrendered abjectly in Tibet. With Tibet
existing as an independent nation , there would not have been any
hostile Chinese neighborhood. Sardar Patel had warned Nehru against the
Chinese designs on Tibet and the repercussions it would have on India..
--
Separatists and Pro Pakistan politicians in Kashmir valley would have been very effectively dealt with by Sardar Patel.
------
Sardar
Patel placed the interests of his country above every thing . He did
not encourage his children to interfere in state matters and , he did
not leave behind a dynasty.He was the true " Iron Man of India ) and
after Mahatma Gandhi , Gujarat 's ( then Bombay Presidency ) biggest
gift to India.
Protection of Investors From Unsolicited Commercial Communications
Please take note of the following steps to protect yourself utilising telecommunications resources:
1. Reporting Spam or Commercial Communication
If you receive spam or unwanted commercial communication, you can file a complaint through any of the following methods:
Use your Telecom Service Providers App/Website
Utilize the TRAI DND App
Call or SMS to 1909
2. Reporting Suspected Fraudulent Communication
If you come across any communication that seems suspicious or fraudulent, you can report it using the "Chakshu Platform" of the Department of Telecommunications (DoT).
3. In Case of a Fraud Incident
If you have already fallen victim to fraud, please report the incident immediately:
Call the Cyber Crime Helpline at 1930
Report on the Cyber Crime Website.
November 01, 2024
1984 Anti Sikh massacres were deliberate and premeditated
Despite
having a large presence of Army Units in Delhi (including the Red Fort )
, Army was not called out for 3 days.Units which came from Meerut were
sent back.
Compare
this with the terrorist attack on Parliament in 2001, Special Forces of
the Indian Army reached the Parliament House ,in helicopters , in less
than 10 minutes.
Later , top honest Police Officers observed that during the riots frantic calls were received
by the Police Control Room ( PCR Tel No 100 ). These were referred to
concerned Thanas . What happened in the Thanas - all records were
missing.
=------------
Bravery of Fellow Stephanian
Going
back to the terrible Anti Sikh riots of 1984 which as an Indian have
shamed me among others. I wish to recall the heroism of my friend and
college mate who played a very daring and brave role in saving the
victims.
Virendra
Saksena IRS ( now a very senior officer )- in St. Stephen's College
from 1974-1977 ( R/o Allnutt South Extension , my neighbour ) was in
Delhi at that time.
Virendra risked his life in saving innocent lives .
Some
how I feel that his bravery ,patriotism and fight against injustice may
end up unrecognized ( I think very few out side his close friends are
aware of it ).
So , I
have taken the liberty of putting it in Stephanian domain. ---- On our
request Virendra Saksena's writes ---Gosh I am a little surprised that
the past has been recalled by my dear friends Ashwini and Kishore.
Back
in October 1984 many of us who were in ISH were preparing for the Civil
Services examination. The Khalsa College stood across the road and some
of us happened to know the son of the then Principal of the Khalsa
College. At that point of time when Mrs. Gandhi was assassinated, the
Principal of Khalsa College was a part of the Indian delegation to
UN/USA, to convince the international community that there was no
discrimination against Sikhs in India. In the wake of the assassination
and the ensuing violence a lot of Sikh families had taken refuge in the
staff quarters of the Khalsa College. The Indian students of ISH felt
that they could not be a silent spectator to the violence that was
taking place in Delhi. It was generally felt that it was a watershed
moment that beckoned each one of us to take a stand. This included
around 20 of us – Rajiv Bora, Pratap Paikray, and Anil Saxena are some
of the names I recall. So even though the Civil Services Exam was to
start in a weeks time, we decided to spend the nights in the campus of
the Khalsa College to express our solidarity with the Sikh families and
to help them in whatever way possible if a mob tried to harm them.
Initially there was some suspicion about our bonafides as some of the
families who had sought refuge in the college were worried that we could
be Trojans for the rioters. To convince them few of us decided to offer
one of us as a hostage at all points of time, well inside the place,
while the rest stood guard outside. The Principal’s family was deeply
embarrassed about this but we assured them that we appreciated the
concerns of the group present in the college. The 2-3 nights spent in
the college were very scary. Across the ganda nala we could see fires
burning in the Kingsway Camp settlements accompanied by frenzied yells
and we expected a mob to show up any moment at the gates of the college.
Fortunately, nothing happened. At last the army stepped in and when we
saw the soldiers marching on the road between ISH and Khalsa College, we
all breathed a sigh of relief.
October 31, 2024
October 10, 2024
Ratan Tata ji- Our Tributes to India's most admired and respected industrialist
I am a great fan of Ratan Tata ji.
Under Ratan Tata ji stewardship , Tata companies gave bumper returns to their shareholders.
Ratan Tata ji ne mujhey roti di hai
---
Ratan
Tata ;s biggest challenge ,when he first took charge as the Tata chief
1991 was to reign in chiefs of the various Tata Companies. The chiefs
had a tendency to grow much more powerful and independent for Tata
Sons' comfort.
In 1991 , it was Rusi Mody in Tata Steel, Darbari Seth in Tata Chemicals , Ajit Kelkar in Indian Hotels etc
Ratan
Tata rose to the occasion. SATRAPS , as they were then called in
corporate jargon were neutralised and the writ of the parent Tata Sons
was made to run supreme.
October 06, 2024
September 28, 2024
Current Stock Market Euphoria Dhirendra Kumar , the Great Share Market Guru , of Value Research's Golden Advice
A Stock Market Fable
In
fact, in 2007, just before the market's peak, I wrote a newspaper
column with this amusing story: One day, a man appeared in a village and
offered to buy all the monkeys that the villagers could supply for Rs
1,000 each. The villagers caught all the monkeys around and sold them.
Soon, another man appeared and offered Rs 2,000 for each monkey. However,
there weren't any more monkeys around so that the villagers couldn't
sell the man anything. However, they figured that, for some reason, the
demand for monkeys was going up, so they looked for the first man and
bought back all the monkeys for Rs 3,000 each (which was the least the
man was willing to take). Unfortunately, this stratagem failed, and the
buyer never reappeared, leaving the villagers stuck with the animals.
Nearby,
there was another village where the same story was repeated, except it
was about goats. The final buyer also never appeared, and the villagers
were stuck with the goats. However, there was a big difference. The
monkeys were a nuisance. They were noisy, troublesome, and dangerous,
and they stole food all the time, so the villagers eventually abandoned
them in the forest. The goats, however, were alright. They were easy to
keep, grazed on grass and gave milk. When they grew older, the villagers
slaughtered them for meat. All in all, buying goats was not the bad
deal it looked like initially.
For
investors in today’s raging bull market, the moral of the story should
be obvious. In this heated market, take great care to differentiate
between the 'monkeys' and the 'goats' in your portfolio. The 'monkeys'
are the speculative stocks, hyped up by market sentiment but lacking
fundamental value. When the market inevitably corrects, these stocks may
prove to be not just worthless but actively detrimental to your
financial health. The 'goats', on the other hand, represent companies
with solid fundamentals, strong business models, and the ability to
generate real value over time.
The goats are expensive, too, but at least they will deliver value even after buyers disappear
Do you remember the atmosphere in the equity markets towards the end of
2007? The Sensex had been up about five times over the previous five
years, and really, there was a madness in the air. There seemed to be no
end to how high and how fast stocks could rise. We all remember how it
ended, but that’s not my point today. My point is not what happened to
the markets when they crashed but to individual companies when they
recovered.
Whenever
the markets rise like they did then, they eventually crash. It was
inevitable then, and it’s inevitable now. There may be some doubt about
when it will happen and by how much, but it will definitely happen. To a
seasoned equity investor, this is nothing unexpected. Ups and downs are
part of the game.
The
part that few investors appreciate is that these are dangerous times.
Over the next few years, when the dust settles in the next market cycle,
you will find that these weren’t great times as far as buying stocks
was concerned. You might think I’m saying this only because during bull
runs, valuations are high, and stocks are expensive. You would be right,
but that’s not the only reason and the biggest one. The biggest reason
is psychological. When anything you buy makes money, the constant
skepticism that investors need disappears from their brains.
This
euphoria can lead to poor decision-making, where investors ignore
fundamental analysis and chase momentum. They may overlook company
financial or governance red flags, blinded by the allure of quick gains.
Moreover, even mediocre companies can see their stock prices soar
during these times, creating a false sense of security. It's crucial to
remember that when the tide eventually turns, the quality of the
underlying business will determine which stocks survive and thrive, not
just market sentiment
Credit Dhirendra Kumar
I hope you found this note useful and interesting. What did you think of today’s note? Let me know.
If you know anyone who would enjoy it, please forward this email. They can sign up for free here.
You can also subscribe to the Hindi version here.
Was this email forwarded to you?
Sign up here
Value Research https://www.valueresearchonline.com/?fbclid=IwY2xjawFkoCBleHRuA2FlbQIxMQABHcOXVloNquaIcD3bpE-QdwAzUXyTxlQygKhNadN9HOxDeMbxzoG0cDZVMQ_aem_pyEvzGAPDoCqk4RZus4ptg
September 26, 2024
SEBI Common Investor Service Centres
Dear Investors,
Approach SEBI Common Investor Service Centres to resolve your queries, grievances w.r.t your investment in Securities Market.
For more details, visit: https://investor.sebi.gov.in/
Regards,
BSE INVESTOR PROTECTION FUND
In Share Markets - Please Do Not Speculate. Be Only Investors
Investors are advised to trade in derivatives including options, only if they have
adequate understanding of the product. Derivatives are complicated
leveraged products with a potential for oversized gains or losses. Also,
Options have complex nonlinear pay-offs. So it is very important to
understand all the associated risks and returns while trading in these
products. Further, clients are advised to refrain from being influenced
by emails, SMSs and social media messages promising high/assured
returns.
Clients / Investors should also abstain them from dealing in
any schemes of unauthorised collective investments/portfolio
management, indicative/ guaranteed/fixed returns / payments etc.
Clients should take following precautions while trading /
dealing in derivatives / Options:
a) Avoid sharing of trading credentials – login id &
passwords including OTP’s, trading strategies & position details
b) Trading in leveraged products like options without proper understanding, which could lead to losses
c) Writing / selling options or trading in option strategies
based on tips, without basic knowledge & understanding of the
product and its risks
d) Dealing in unsolicited tips through Whatsapp, Telegram, YouTube, Facebook, SMS, calls, etc.
e) Trading in “Options” based on recommendations from
unauthorised / unregistered investment advisors and influencers.”
-------------
Warren Buffet world's most successful investor famously said that "derivatives are financial weapons of mass destruction, carrying dangers that, while now latent, are potentially lethal
----------
Please watch ;-
Black and White: आखिर कौन शेयर बाजार से कर रहा है कमाई? | SEBI F&O Losses Study | Sudhir Chaudhary
https://www.youtube.com/watch?v=UrjAS-nQJNA
Subscribe to:
Posts (Atom)
